With Black Friday swiftly approaching… (Bye Trevor!  See you sometime in January!), I thought it would be good to talk about good deals.  Ever been to a store and found something that was so cheap that you had to buy it?  Even though you had absolutely no use for it?  Or have you been to the checkout and they say…… Read the rest

With the interest rates going up all the time, I thought I’d de-mistify mortgages today!  I remember when we got our first mortgage back in California, I was so nervous!  I thought they’d want a ridiculous amount of paperwork from me (I just had to SIGN a ridiculous amount of paperwork).  So I’m going to break down the different types… Read the rest

With the invention of debit cards, and online banking, check writing has almost become a thing of the past!  It is so easy to give others our money, and how often are we keeping track of the money that we are handing out?  It is VERY important to keep track of these payments, however easy they might be.  Otherwise you… Read the rest

Happy Halloween everyone!  Today’s holiday got me thinking about candy.  Of course!  The way that I prepare for Halloween is as soon as they start putting the Halloween candy out I buy 1-2 packages of candy each week (since I only go shopping once a week).  This way I am only out at the most 5 bucks each week, and… Read the rest

I think my sister and I are a strange breed in that we LOVE mail!  Even bills and junk mail.  We just love to get SOMETHING.  So how can you also love getting bills in the mail?  One way is to stay on top of the bills.  I, of course, have a system for this as well. 
Online Bill Pay –… Read the rest

So if you are like me… you love to spend money!  Who doesn’t like to get new clothes, new DVD, just something new?  When I was younger (I can never say “When I was little”, because I’m short, and still little).  Whenever I got something new I would just look at it and admire it forever.  I’m not quite that… Read the rest

Why does saving money seem so hard to a lot of people?  It is probably one of the easiest things to do, and yet we still put it off.  Well today I’m going to tell you how to start that savings account NOW!
First you will say, “all of my money is completely budgeted to the cent!  There is no… Read the rest

Buy Now!  Pay Later!  I can’t even count how often I’ve seen on TV… “No interest for 50 bazillion years!” (ok I may be exaggerating SLIGHTLY).  It seems everywhere you turn someone wants you to get into debt.  I can’t even go to Target without being asked if I want to “save” 10% by opening a Target card.  I keep… Read the rest

I’ve tried to set up a budget in various programs… MS Money, Quicken, etc… I never understood how it worked. It never made any sense to me. I had these powerful programs that, to me, were just glorified check registers. I setup my own way of budgeting in Excel and had been using it ever since, until I came up… Read the rest